Usually I use the words faggot, pussy, and leftist interchangeably. But I wanted to also add in the term “fucking retard” to the list.
I’m going to blow your mind with some math here and explain to you fucking retards about taxes. It is really easy to shit on dumb leftists that want to toss Bernie Sanders’ salad. They simply can’t comprehend that you have to pay for all these dumb social programs with real money. But they have no idea how much money that taxation actually robs you. Please allow me to explain.
I discuss investing strategies all the damned time with people. It boggles their mind how a PERT calculator works. Here are some of the basics.
- Low fee index funds give you 8% over time. That doesn’t mean you get it your first year, or that you won’t get more your first year, but over time that’s what you will get. Conservatively.
- The market appears to be rocky, but it is actually quite stable, even in the face of leftist interference. At least for now so any of the shit I’m going to tell you could all blow up in the event of MORE fragility injected into the system via interference. Please read this with the smart part of your brain and not the stupid part.
- I use this site to determine how much it costs you to live in an area. http://livingwage.mit.edu/ This is the minimum living wage calculator. I think it is mostly bullshit and that you can live for much lower if you aren’t a pussy. But for our purposes I like using it. Where I live it costs you ~22k per year to live singly in a household. That number can get lower with roommates, but let’s just roll with it for easy math. 22k or else you get up to 22k by giving blowjobs or selling weed.
- A PERT calculator is something your ass should have learned about in school but probably didn’t. If you did, it wasn’t fucking drilled into your brain like it should have been. The idea is simple. If you are investing and you never withdraw your money, it will build upon itself and become very powerful. If you have 100 bucks and add 8% you now have 108 bucks. Now you add 8% of 108 bucks which is more than 8 additional bucks. I’m not here to teach you this, you should know this already.
Ok let’s have some fun here.
Let’s pretend you are Jimbo Faggator the young, up and coming, IT professional. Well, you just got your ccna and managed to get a pretty sweet education by actually earning scholarships and all that. Let’s suppose your ass is making 60k per year. Holy fuck that’s pretty good right? Well it was until the fucking man shoved his theft-dildo into your ass and took 30% of it before you even saw it. BOOM now you take home 40k. Well shit that sucks. We know life costs you 22k from the above website. FUUUUUCK that means now you only have 18k left. Ok That 22k actually includes an “other” category that you might be able to use for a little bit of fun, so let’s pretend you are actually not addicted to stimulation and can use that 18k for some investing. Let’s also pretend that the Faggators have a brain defect and will never get smarter or more proficient once they hit the workforce and their salary will never go up. Let’s pretend that you can invest 18k per year into a low fee index fund each year.
This right here is the power of investing:
ok 1 year, big deal you now have 18k in your savings. That doesn’t seem like all that much right? How about 10 years? Well shit in 10 years you now have: 281,618.77. That’s a lot of fucking money. In 20 years, when you are 40 you have: 889,612.59. Now we are cooking with gas. Well shit, how about retirement at 40 years? 5,036,058.72 That’s 5 million fucking dollars. Investing 18k per year means you retire with 5 million fucking dollars. 18k per year = 5 million dollars. And it gets higher the more you put in and the longer it is there. A lot higher. Suppose you go up to 25k per year: 6,994,526.01. It goes up to nearly 7 million. That’s 2 million more with a 7k increase. This, you idiots, is why young people are poor and old people are rich. You barely even have to be smart to be rich, you just have to live 40 years which most of us do.
Ok that’s great, but the point of this article is to shit on taxes and socialism, not just espouse the greatness of capitalism. Well let’s do both. Lots of leftists jack off to European utopias. They say shit like “they have so much!”,”their free healthcare is amazing”. All that shit is garbage because they don’t understand how much it actually costs the individual. Belgium has a nearly 60% tax rate. I’m not bullshitting you. Just imagine this scenario. You have a household making 100k with a husband and wife, no kids. Let’s say that over 40 years the government took 60k per year from you. You will likely make more than 100k jointly over time, but we’ll keep it small so that we can do the long term math more easily. Here we go. 60k per year invested for 40 years. 16,786,862.41. That’s how much you would have had instead of paying those taxes. How much should healthcare and “roads” and all that shit actually cost? And that’s not even an outrageous example. Imagine if you are even a bit more wealthy. So how much should 17 Million dollars get you in a lifetime? A free education? Free healthcare? Some fucking roads? Hint: your ass is getting really fucking ripped off here.
People need to pull their heads out of their asses and start thinking about taxes properly. Taxes aren’t just “revenue” for the government they are hugely missed opportunity for growth. So anytime anyone casually proposes a “tax” you should probably punch them in their stupid face. Every single dollar taken from you could have been invested at 8% over 40 years. This isn’t fucking voodoo. Oh and for the record that 1 dollar turns into 21 dollars. That’s a 21x return on your investment if you actually invest it.
This also means if you are reading this, your ass should have already started investing if you want apiece of this fucking pie.
Fuck you,
physt